Frequently Asked Questions

We at Capital Key welcome questions with open arms. After all, getting a merchant cash advance or signing up for merchant processing is a major decision. In order to help you understand the process easily, we assembled a list of our most frequently asked questions. Feel free to reach out and ask us for clarifications if you need them!
How Much Paperwork Is Involved?
Believe it or not, we streamlined the application process so that almost everything is done online. All we need is the last 6 months’ worth of merchant account statements and a small 2-page application form!
How Long Does Approval Take?
Capital Key is lightning fast! It takes a maximum of 48 hours for approval.
How Much Money Can I Borrow?
Right now, the amount of money you can borrow is based on how much money you make via credit card. Our maximum is twice the monthly amount of money that you make via credit cards. Unfortunately, any more borrowing would be considered risky.
What’s The Interest Rate?
We don’t provide a fixed interest rate, but we do tell you everything that you will have to pay – right down to the penny!
When Can I Get The Money?
Once you’re approved for an advance, you will be able to get the money that you need within a week.
Can I Repay The Amount Owed Early?
Absolutely! At Capital Key, we believe in full flexibility – and that means giving you the option of paying early if that’s what you want to do!
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About Capital Key

Capitalkey will help you take your business to the next level! Our expertise is business funding and merchant processing. We offer great options to businesses that need a quick and easy cash infusion (even if you may have got turned down previously!) We also offer some of the lowest rates in the merchant processing industry! If you are currently processing with another company we highly recommend taking advantage of our free statement audit, which will allow us to identify if you are getting charged higher rates and/or fees unnecessarily. Typically we can help our clients reduce their processing costs by 20-30% on average!


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